How to Buy Mi Smartphones on EMI without Credit Card (Cardless EMI)

Mi (Xiaomi) in India particularly targeting the middle class group who don’t have much money to buy a high end phones of Reputed Companies. Xiaomi happens provide the best specifications to their users at very cheap price. Now you can buy any mi phone at EMI without holding any bank’s or finance company’s credit card. Here’s how you can use MI’s Cardless EMI and buy your dream phone.

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Ajio [CPS] IN


How to Buy Mi Smartphones on EMI without Credit Card

  • Visit Mi Offer Page from here
  • Login/Register
  • Click on ‘Apply Now’
  • Now you need to activate the Mi Finance service
  • Click on ‘Get Started’ > Verify your Email Id
  • Share your Aadhaar, PAN and personal details
  • Use Netbanking to verify your income
  • Setup repayments to use your credit
  • That’s it! You will get EMI on your credit limit.


Benefits of Mi Finance

  • Buy now, pay later Hassle – Free EMI, pay over a period of time
  • No down payment – Zero processing fee, nominal interest rates apply
  • Flexible EMI – Easy repayment options, pay in 6/12 months


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